Loan & Savings Rates
Rates effective as of April 30, 2025. Rates subject to change at any time.
Loan Rates
New & Used Auto Loans
Type of Loan | Term | APR* as low as |
---|---|---|
New & Used Autos (2024 - 2025) |
||
Up to 36 months | 5.50% | |
37 - 66 months | 5.75% | |
67 - 72 months | 6.00% | |
73 - 84 months | 6.50% | |
New & Used Autos (2021 - 2023) |
||
Up to 36 months | 5.50% | |
37 - 66 months | 6.50% | |
67 - 72 months | 6.75% | |
New & Used Autos (2018 - 2020) |
||
Up to 36 months | 5.50% | |
37 - 48 months | 7.00% | |
49 - 60 months | 7.25% | |
New & Used Autos (2016 - 2017) |
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Up to 24 months | 5.50% | |
25 - 36 months | 7.50% | |
37 - 48 months | 7.75% | |
New & Used Autos (2009 - 2015, by approval) |
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Up to 24 months | 5.50% | |
25 - 36 months | 8.00% | |
37 - 48 months | 8.25% |
Mowers, ATVs, RVs, Trailers, Tractors, Motorcycles
Type of Loan | Term | APR* as low as |
---|---|---|
Recreational Vehicles(2024 - 2025) | Up to 36 months | 5.50% |
37 - 66 months | 5.75% | |
67 - 72 months | 6.00% | |
73 - 84 months | 6.50% | |
84+ months RVs Only |
7.00% | |
Recreational Vehicles(2021 - 2023) | Up to 36 months | 5.50% |
37 - 66 months | 6.50% | |
67 - 72 months | 6.75% | |
Recreational Vehicles(2018 - 2020) | Up to 36 months | 5.50% |
37 - 48 months | 7.00% | |
49 - 60 months | 7.25% | |
Recreational Vehicles(2016 - 2017) | Up to 24 months | 5.50% |
25 - 36 months | 7.50% | |
37 - 48 months | 7.75% | |
Recreational Vehicles(2009 - 2015, by approval) | Up to 24 months | 5.50% |
25 - 36 months | 8.00% | |
37 - 48 months | 8.25% |
Storm Shelters
Type of Loan | Term | APR* as low as |
---|---|---|
Storm Shelters | Up to 24 months | 5.50% |
American Truck Driving Academy
Type of Loan | Term | APR* as low as |
---|---|---|
American Truck Driving Academy Max $6,000 1st Payment 45 Days |
Up to 60 months | 8.00% |
Type of Loan | Term | APR* as low as |
---|---|---|
Personal Loan | Up to 48 months | 10.00% |
PAL I Up to $1,000 |
6 months | 13.00% |
PAL II Up to $2,000 |
12 months | 19.00% |
Personal Loans
Savings Rates
Account Type | Balance / Term | Dividend Rate (APR) |
APY |
---|---|---|---|
Regular Share | $5.00 Par Required | 0.25% | 0.25% |
$100.00 and Up | 0.25% | 0.25% | |
Children's Share (Youth Account) |
$5.00 – $999.99 | 4.50% | 4.59% |
$1,000 – $2,499.99 | 1.60% | 1.61% | |
$2,500 – $9,999.99 | 1.10% | 1.11% | |
$10,000 and Up | 0.60% | 0.60% | |
Money Market | Up to $9,999.99 | 0.10% | 0.10% |
$10,000 – $24,999.99 | 1.00% | 1.00% | |
$25,000 – $49,999.99 | 1.14% | 1.15% | |
$50,000 – $74,999.99 | 1.24% | 1.25% | |
$75,000 – $99,999.99 | 1.44% | 1.45% | |
$100,000 – $149,999.99 | 1.49% | 1.50% | |
$150,000 – $199,999.99 | 1.74% | 1.75% | |
$200,000 – $249,999.99 | 1.83% | 1.85% | |
$250,000 and Over | 1.98% | 2.00% |
Share Certificates
Account Type | Balance / Term | Dividend Rate (APR) | APY |
---|---|---|---|
Share Certificates ($1,000 – $99,999) | 3 Months | 3.02% | 3.06% |
6 Months | 4.02% | 4.10% | |
12 Months | 3.78% | 3.85% | |
24 Months | 3.60% | 3.65% | |
36 Months | 3.55% | 3.60% | |
48 Months | 3.60% | 3.65% | |
Share Certificates ($100,000 and Over) | 3 Months | 3.12% | 3.16% |
6 Months | 4.02% | 4.10% | |
12 Months | 3.93% | 4.00% | |
24 Months | 3.70% | 3.76% | |
36 Months | 3.65% | 3.71% | |
48 Months | 3.70% | 3.76% |