Skip the dealership drama! eVIP check lets you shop like a cash buyer.

Skip the Hassle with our VIP Auto Loans!

Forget the stress of haggling at the dealership. With Arbuckle Federal Credit Union’s auto loan program, you’ll be pre-approved before you even shop — saving you time, money, and frustration.

Whether you’re buying new, used, or refinancing your current vehicle, we make it easy to take control of the deal and drive away with confidence.

eVIP Check: Shop Like a Cash Buyer

With Arbuckle’s eVIP (electronic vehicle instant purchase) check, you get pre-approved before you set foot on the lot.

Here’s how it works:
✅ You apply and get pre-approved with a set loan amount
✅ We issue your eVIP check
✅ You take it to the dealership and negotiate like a cash buyer

No awkward delays. No back-and-forth. No dealership markups.
Just real buying power in your hands — and on your terms.¹

🛡️ Vehicle Protection Options Available

Extend the life of your investment with coverage that protects you from unexpected repairs and costs:

  • GAP Plus

  • Vehicle Service Contracts

  • Debt Cancellation

  • Multi-shield bundles: tire, wheel, windshield, dent & more²

📝 Apply Today & Get Pre-Approved Fast

Why Finance with Arbuckle?

  • Competitive rates and flexible terms

  • Local decisions and fast approvals

  • Payment deferral options available*

  • No pressure — just smart lending from people you trust

Terms: *Loan rates and terms based on individual creditworthiness and subject to change without notice. All loans subject to approval. Minimum loan amounts may apply for extended terms. Interest may accrue during any deferral period. Membership eligibility required.

¹eVIP check subject to credit approval. Valid at participating dealerships. Not valid for private-party purchases or vehicles with salvage, auction, or reconditioned titles. Other restrictions may apply.

²Protection products are optional. See credit union for full terms and disclosures.